THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

    NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

    DATE OF MORTGAGE:  August 18, 2004


   THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
    NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
    DATE OF MORTGAGE:  August 18, 2004
    MORTGAGOR(S):  Todd A. Lacek and Susan A. Lacek, husband and wife
    MORTGAGEE:  Ameriquest Mortgage Company
    SERVICER: Chase Home Fiance, LLC.
    MORTGAGE ID #: N/A
    DATE AND PLACE OF RECORDING: Recorded Nonmember 17, 2004, Yellow Medicine County Recorder, Document No. 236597
    ASSIGNMENTS OF MORTGAGE:  Assigned to: JPMC Specialty Mortgage LLC, Dated: August 27, 2009
    LEGAL DESCRIPTION OF PROPERTY:  Lot One (1) and the Northeasterly 30 feet of Lot Two (2), all in Block Forty-two (42), of the Sixth Railroad Addition to the City of Canby, Yellow Medicine, Minnesota
    TAX PARCEL NO.: 31-416-4201   
    ADDRESS OF PROPERTY: 509 Lax Qui Parle Ave., Canby, MN 56220
    COUNTY IN WHICH PROPERTY IS LOCATED:  Yellow Medicine
    ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:  $114,100.00
    AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $127,056.91
    That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/ Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
    PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
    DATE AND TIME OF SALE:  Thursday, November 19, 2009, 10:00 a.m.
    PLACE OF SALE:  Sheriff's Office, 930 4th Street, City of Granite Falls,

to pay the debt secured by said Mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys’ fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
    DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 05-19-2010 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.
    MORTGAGOR(S)  RELEASED FROM FINANCIAL OBLIGATION ON  MORTGAGE;  NONE
    THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: September 18, 2009
    JPMC Specialty Mortgage         LLC
    Assignee of Mortgagee 
PETERSON, FRAM &                BERGMAN, P.A.   
By: Michael T. Oberle
Attorneys for:
JPMC Specialty Mortgage     LLC
Assignee of Mortgagee 
55 E. 5th St., Suite 800
St. Paul, MN 55101
(651) 291-8955
    THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
16309-090593
Sept. 24, Oct. 1, 8, 15, 
22, 29, 2009
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