The AgBMP Loan Program is a water quality program that provides low interest loans to farmers, rural landowners and agriculture supply businesses. The purpose is to encourage agricultural Best Management Practices that prevent or reduce runoff from feedlots, farm fields and other pollution problems.

The AgBMP loan program funds activities or practices that help to improve water quality. If a project manages or reduces the inflow of agricultural waste into surface and groundwater systems, it could qualify for the AgBMP Loan Program. If you are planning a structural project that will help reduce soil erosion, which adversely effects water quality, it could qualify for the AgBMP Loan Program. Looking to purchase tillage equipment to help manage erosion? It could qualify for the AgBMP Loan Program.

If you need to install or upgrade a septic system, it could qualify for the AgBMP Program. County residents also have the option of choosing Yellow Medicine County as their local lender when borrowing AgBMP funds for septic projects or qualifying well projects. In this case, the payments can be assessed to the resident’s tax statement.

To seek approval for an AgBMP Loan:

•A borrower reaches out to their local county government contact to propose a project or purchase that can help maintain or improve water quality. If that project or purchase meets state and county eligibility requirements the county may approve the project or purchase. NOTE: application approval must be obtained prior to purchase or construction of project.

•The borrower meets with their local lender to verify their credit for a loan and to see if the lender is willing to work with the AgBMP loan program.

•Purchase or complete the project or practice.

Once all three of the above steps are complete the borrower then will need to take their approved AgBMP application form and any related project receipts, invoices or equipment purchase orders to their local lender to process the loan.

Residents can reach out the Yellow Medicine Soil and Water Conservation District or your ag lender to get more information on the AgBMP Loan Program. You can also go to MN DEPT of AG website at www.mda.state.mn.us. On the funding tab, select Loans, then AgBMP Loans. You’ll find more information on the program, examples of eligible projects, local lender information, and loan contact information for other counties.

Contact Anita Borg at the Yellow Medicine Soil and Water Conservation District (SWCD) office in Clarkfield to find out more information about our programs, or call the office at (320) 669-4442 ext. 3. Our website also has a lot of information on all of our programs and services. Visit www.yellowmedicineswcd.org to learn more and stay up to date on all Yellow Medicine SWCD has to offer and what we are working on. You can also like us on Facebook!